Roofing Down Payments Yes or No? August 1st, 2017. Welcome to ORCN, find local pre-screened roofing contractors here or with our free app "Oregon Contractors". Many roofers will ask for a down payment. That is not always a bad thing, as some others may say it is.Our system is built with the idea of helping the smaller Ma & Pa companies compete in the very large on-line market. So many of our contractors may and really have to ask you for a down payment, don’t let that steer you away from them before you do a little reasoning.Most of contractors are willing to work with a payment plan, as the work advances on your house pay them a certain percentage of the total price.If its a roof tear off: There is work that can be done before they need a large payment. but will still need start up money. labor cost , dump cost, under lament cost, maybe large rolls of plastic to keep the rain out. Then comes the roofing cost, and labor again, and finally the final payment after job is complete.So I would say a 35% down at the start, then around 35% when the roofing is loaded on the roof, 15% when the roofing is half way done, and the final 15% at finish. A Re-Roof ( no tear off): The roofer may need more upfront as the roofing order is the first thing to happen. So maybe as much as 60% may need to be paid up front. and 20% when haflway done and 20% at the for the final payment.Remember the contractors insurance bond is what covers you, the home owner for a no show.Always check to make sure their license is current with the Oregon CCB. Just put in the company legal name or CCB number and hit submit. The CCB will suspend any company who’s insurance has lapsed or been cancelled.Also every company should provide you with the 3 pages of the Oregon CCB forms. If not they are below.Consumer Protection Notice.Information Notice to Owner About Construction Liens.Notice of Procedure.